Claim consulting
Hail & Wind Damage Claims
Hail & wind claims, scoped and documented to the manufacturer's standard.
Hail and wind claims live and die on documentation. Test squares, slope-by-slope mapping, matching, and code upgrades are routinely missed or miscounted on carrier estimates. We review the file, inspect the loss, and rebuild the scope so the claim reflects the actual damage and the policy's obligations.
Common signs the file needs a second look
- Carrier estimate covers fewer slopes than were actually damaged
- Repair-only scope on a roof with widespread bruising or mat fracture
- No allowance for matching, code upgrades, or accessories (vents, flashing, gutters)
- Test squares not documented or not provided
- Soft metals, screens, and detached structures excluded without explanation
How we work the file
- Step 1
File & estimate review
We read the policy, the carrier estimate, photos, and reports to identify scope and pricing gaps.
- Step 2
Field inspection
On-site documentation: test squares, slope mapping, soft metals, accessories, and collateral damage with date-stamped photos.
- Step 3
Supplement & strategy
Written scope, pricing support, and a defensible position for repair-vs-replace, matching, and code.
Services typically engaged on these files
Same workflow, billed under the relevant service line.
- Estimate & Scope Review$250/hr
Detailed review of carrier estimates and scope of repair to identify missed line items, pricing discrepancies, and documentation gaps.
- Repairability / Repair Attempt Review$300/hr
Technical review of repair-vs-replace determinations and prior repair attempts using manufacturer guidelines.
- Supplement Strategy Consulting$250/hr
Strategic guidance on building, supporting, and submitting supplements to maximize a fair and complete claim outcome.
- Field Inspection & Site Consulting$350/hr + travel
On-site inspection with detailed documentation, photo reports, and findings to support your claim position.
FAQ
- Do you replace the public adjuster?
- No. We are independent claim consultants. We work alongside contractors, owners, and counsel — not as a licensed public adjuster.
- Will you inspect on site?
- Yes — field inspections are billed at $350/hr plus travel. Most hail and wind files benefit from a site visit before a supplement is filed.
Ready to have the file reviewed?
Book a consultation or contact us with the details of your loss.